The State Bank of India (SBI) has officially released the SBI PO 2025 notification (Advt. No. CRPD/PO/2025-26/04) inviting applications for the position of Probationary Officer (PO). As one of the most awaited banking exams in India, SBI PO opens up a prestigious career in banking. This guide is crafted specially for applicants and provides everything that most portals skip, including real salary insights, job lifestyle, psychometric round details, and myths vs. reality about the PO post.

Young Indian man and woman in formal attire standing confidently outside SBI building with recruitment banner for SBI PO 2025
SBI PO 2025 recruitment has begun – secure a high-paying banking job with fast promotions and nationwide posting.

Eligibility Criteria – Who Can Apply for SBI PO 2025?

To apply for SBI PO 2025, you must meet both age and education requirements:

1. Age Limit and Relaxations for SBI PO 2025

As on 01 April 2025:

  • Minimum Age: 21 years
  • Maximum Age: 30 years

(Candidate must be born between 02.04.1995 and 01.04.2004 inclusive)

Age Relaxation:

CategoryRelaxation
SC/ST5 years
OBC (Non-Creamy Layer)3 years
PwBD (UR/EWS)10 years
PwBD (OBC)13 years
PwBD (SC/ST)15 years
Ex-Servicemen / SSCOs / ECOs5 years
πŸ’‘
Cumulative age relaxation is not allowed. Proof must be submitted at the time of interview.

2. Education Required to Apply for SBI PO

  • Graduation in any discipline from a recognized university or equivalent qualification recognized by the Central Government.
  • Candidates in the final year/semester can also apply provisionally, subject to producing proof of graduation on or before 30 September 2025.
  • Candidates with qualifications like Chartered Accountant, Engineer, Medical, Cost Accountant, etc., are also eligible.
πŸ’‘
Note: The date of passing eligibility exam will be the date on the mark sheet or provisional certificate.

SBI PO 2025 Vacancy – How Many Seats Are Available Category-wise?

CategoryVacancies
General203
OBC135
SC80
ST73
EWS50
Total541
Horizontal reservation is available for PwBD candidates.

SBI PO Salary in 2025 – Real In-Hand Pay and Benefits

The SBI PO salary is not just a number, it reflects multiple allowances and perks. Here is a breakdown:

ComponentAmount (Approx.)
Basic Payβ‚Ή48,480
DA, HRA, Other Allowancesβ‚Ή7,000–9,000/month
Gross Salaryβ‚Ή57,000–60,000/month
Approx. CTC (Mumbai)β‚Ή20.43 Lakhs/year
πŸ’‘
Additional Perks: Medical, Petrol allowance, newspaper reimbursement, furniture allowance, mobile bill, LFC, lease rental (especially in metro cities).

What SBI POs Actually Do (Roles & Responsibilities)

Many think SBI PO is a desk job. Here’s the reality:

  • Branch-level decision making
  • Supervising staff and verifying transactions
  • Managing customer service, loans, and complaints
  • Meeting cross-selling targets (insurance, FD, mutual funds)
  • Handling audit reports, compliance, KYC norms

Newly joined officers are often posted in rural or semi-urban areas.

SBI PO 2025 Exam Pattern

Phase I: Preliminary Examination

SectionQuestionsDurationMarks
English Language3020 mins30
Quantitative Aptitude3520 mins35
Reasoning Ability3520 mins35
Total1001 hour100
  • No sectional cut-off
  • 1/4th negative marking for wrong answers

Phase II: Mains Examination

SectionQuestionsMarksDuration
Reasoning & Computer Aptitude406050 minutes
Data Analysis & Interpretation306045 minutes
General/Banking/Economy Awareness506045 minutes
English Language354040 minutes

Descriptive Test (30 minutes):

  • 3 questions: Email (compulsory), Report, and either Precis or Situation Writing
  • Total Marks: 50

Phase III: Final Selection

ComponentMarks
Group Discussion20
Personal Interview30
Total50

Also includes a Psychometric Test for personality profiling. Not scored but affects interview perception.

πŸ’‘
Final Merit = Normalized marks from Mains (75%) + Interview (25%)

Training, Bond, Career Growth

  • Training: Online basic banking course before joining
  • Probation Period: 2 years with periodic assessments
  • Bond Amount: β‚Ή2 lakh for 3 years

CareerPosting & Transfer Path:

1. Probationary Officer (PO)

This is the entry-level position for most bank officers. After completing the probation period (usually 1–2 years), employees become eligible for promotion.

2. Deputy Manager

After successful completion of the probation and a few years of experience, high-performing POs are promoted to Deputy Manager. This usually happens within 2–3 years.

3. Manager

With continued good performance and meeting promotion criteria, the next step is Manager. This role involves higher responsibilities and team management.

4. Assistant General Manager (AGM)

AGM is a senior-level position typically achieved after consistent high performance and internal exams or interviews. This may be reachable within 5–6 years for fast-track officers.

5. Deputy General Manager (DGM)

A prestigious leadership role, DGM is often granted to employees with a solid track record, typically within 7–10 years for the best performers.

6. General Manager (GM)

This is one of the top positions in a bank. Very few reach this level quickly, but for those on a fast-track path, it can be achieved within 10–12 years with exceptional results and leadership skills.

πŸ’‘
Fast-Track Promotions: For top-performing candidates, especially in public sector and private banks with performance-linked promotion systems, it’s possible to reach AGM or even DGM within 5–7 years.

Posting & Transfer

  • Posting is PAN India, including remote regions
  • No location preference allowed in initial posting
  • Transfers can occur every 2–3 years

Tip: Be ready to relocate and adjust to rural or semi-urban work culture initially.

CIBIL Check, Medical & Background Verification

  • Poor credit history, loan defaults may lead to disqualification
  • Background and criminal checks are mandatory
  • Candidates must be declared medically fit by SBI-approved physicians

Important Dates

ActivityTentative Date
Online Registration24 June – 14 July 2025
Prelims ExamJuly – Aug 2025
Mains ExamSept 2025
Interview & Final ResultOct – Dec 2025

How to Apply

  1. Visit: https://bank.sbi/web/careers
  2. Register and upload documents
  3. Pay application fee (General/OBC: β‚Ή750 | SC/ST/PwBD: Free)
  4. Download call letters as per exam schedule

Final Words: Should You Apply for SBI PO 2025?

The SBI PO 2025 exam is not just a test but a gateway to a fulfilling banking career. With high competition, realistic preparation, clarity of role, and understanding the challenges will set you apart. Bookmark this page and apply before the deadline. For more updates, check official links regularly.

Apply Now: https://bank.sbi/web/careers/current-openings


πŸ’‘
Disclaimer: Scheme Saathi(epfoservices.org) is a private, non-governmental website providing educational content on government schemes and jobs. While we strive to present accurate information, please note that the details may change over time. For official, up-to-date information, kindly visit the respective government websites. We are not affiliated with any government body, and the content shared here is for informational purposes only. We will not be liable for any loss or damage caused directly or indirectly by using the information provided on this website.

FAQs That Applicants Really Ask

Q. Is there work pressure in SBI PO?

Yes, especially in target-oriented branches. But learning and career growth are unmatched.

Q. Can women apply for SBI PO?

Yes. SBI ensures security, but initial postings may be in distant regions.

Q. SBI PO permanent?

Yes, upon successful completion of probation and assessment.

Q. What if I resign early?

You must pay β‚Ή2 lakh as per the bond terms.


βœ”οΈ

Looking for more details?

Visit our Scheme Saathi Home Page to explore more about government schemes and how they can benefit you. Stay informed and empowered!