How to Apply for Pradhan Mantri Awas Yojana 2.0 Online: A Step-by-Step Guide

After many years of waiting, the Pradhan Mantri Awas Yojana 2.0 (PMAY-U) has finally been relaunched in 2024. For people like me, who have always dreamed of owning a home, this is an exciting opportunity. I remember when the first version of PMAY was announced, and I wasn’t sure if I could benefit from it. But now, with PMAY 2.0, the application process has been simplified, and the dream of owning my home feels closer than ever.

When I decided to apply for PMAY 2.0, I had many questions: “Am I eligible?” “How do I apply online?” “What documents do I need?” It all seemed a bit complicated at first. But once I understood the steps, I realized it wasn’t so difficult. In this guide, I’ll walk you through how to apply for PMAY online, check your eligibility, and fill out the PMAY online form easily. Let’s get started!

Step 1: Visit the Official PMAY Website

The first step in the PM Awas Yojana online application process is to visit the official website. Here’s how:

1. Go to the official PMAY online portal:
   → PMAY Application Portal.
2. Click on the “Application” tab.

Step 2: Read Instructions Before Proceeding

Before filling out the application, make sure to carefully read the instructions provided. This will help you avoid mistakes during the process.

1. On the instructions page, scroll to the bottom and click on “Click to Proceed.”
2. Note: Reading the instructions is important, as it guides you on what documents you need and how to fill out the form correctly.

Step 3: Gather Required Documents

Before starting the PMAY registration process, ensure you have the following documents ready:

• Aadhaar Details: Your Aadhaar number, name, and date of birth.
• Aadhaar Details of Family Members: If applicable, provide their Aadhaar numbers and names.
• Bank Account Details: Your Aadhaar-linked bank account (account number, bank name, IFSC code).
• Income Proof Certificate: Document proving your household income.
• Caste Certificate: If you belong to SC, ST, or OBC categories.
• Land Document: Required if applying under the Beneficiary-Led Construction (BLC) vertical.

Note: If your Aadhaar number is not linked to your mobile, visit your nearest Aadhaar center to update it. You won’t be able to receive an OTP without it.

Step 4: Check Your PMAY Eligibility

To make sure you qualify for PMAW Yojana, you need to check your eligibility.

1. Use the PMAY Subsidy Calculator to calculate your income eligibility and subsidy amount.
2. Enter your Household Annual Income and select the appropriate category:
   • BLC (Beneficiary-Led Construction)
   • AHP (Affordable Housing in Partnership)
   • ISS (Interest Subsidy Scheme)
3. Answer the eligibility questions:
   • Do you own a pucca house anywhere in India? Select No.
   • Have you received benefits under any central/state housing scheme in the last 20 years? Select No.
4. Click “Check” to confirm your eligibility.

For a detailed guide on PMAY eligibility, you can visit our PM Awas Yojana Eligibility.

Step 5: Start Your Application

Once you’re sure about your PM Awas Yojana eligibility, proceed to the application form.

1. Enter your Aadhaar Number and Name (as per Aadhaar).
2. Tick the box to agree to the terms and generate the OTP.
3. Enter the OTP that will be sent to your Aadhaar-linked mobile number.

Note: Ensure your details are accurate to avoid any delays or errors during the application process.

Step 6: Complete the Beneficiary Survey Form

After verifying your OTP, you will need to fill out the Beneficiary Survey Form. This form will automatically fetch some details from your Aadhaar, but you will need to fill out the following manually:

• Personal Information: Date of birth, gender, marital status, and your parents’ names and Aadhaar details.
• Employment and Occupation: Choose from options like self-employed, salaried, or others.
• Income Proof: Upload your income certificate.
• House Category: Based on your income group, select the appropriate category.
• Religion: Choose your religion.
• Other Government Benefits: If you haven’t availed of benefits under any other housing scheme, select No.

Note: Double-check your details to ensure accuracy.

Step 7: Enter Address and Family Details

Next, enter your current address and permanent address. If you are temporarily living elsewhere due to construction, provide your temporary address.

1. Add the names, Aadhaar numbers, and relationship details of all family members who live with you.
2. Note: Use the Add button if you need to include multiple family members.

Step 8: Submit Your Bank Account Information

Enter your Aadhaar-linked bank account details:

• Bank account number
• Bank name
• Branch name
• IFSC code

Step 9: Consent and Submit the Application

Before submitting, make sure you tick the consent box confirming that all information is true.

1. Click Save to finalize your application.
2. A confirmation pop-up will appear. Note: Take a screenshot or note down your application number for future reference.

Step 10: Track Your Application Status

After submitting your PMAY application, you can easily track its progress:

1. Visit the PMAY Application Status Tracker.
2. Enter one of the following:
   • Beneficiary Code/Application Number
   • Aadhaar Number and Name
   • Mobile Number and Name

Click “Search” to check your application status.

Conclusion

Applying for PM Awas Yojana online is now simpler than ever. By following these steps, you can check your PMAY eligibility, fill out the PMAY online form, and submit your PMAY registration without any confusion. Remember, your dream home is just a few clicks away. If you need more information about eligibility or the application process, refer to our detailed PMAY 2024 guide.