You’ve been hearing about the Bhabishyat Credit Card Scheme and wonder how to apply for it. As someone looking to know funding opportunities for your business, you find yourself unsure about the process and requirements. You want a simple, step-by-step guide that can help you understand the application process easily.

Don’t worry, we’ve got you covered with a clear, straightforward breakdown that will guide you from start to finish.

Step-by-step guide on how to apply for the Bhabishyat Credit Card Scheme
Learn how to easily apply for the Bhabishyat Credit Card Scheme with our simple, step-by-step guide

Required Documents for Bhabishyat Credit Card Scheme

  1. Identity Proof (Any one of these):
    • PAN Card
    • Aadhar Card
    • Voter ID Card
    • Digital Ration Card
    • Indian Passport
    • Disability Certificate
    • Government-issued Photo ID (e.g., Domicile Certificate, Residential Certificate, MGNREGA Job Card, Labor Card, etc.)
    • SC/ST/OBC Certificate issued by the government
    • SC/ST/OBC Certificate issued by the government
    • Transgender ID Card
    • Recent bank or post office passbook with photo
    • Artisan/Weaver ID Card
    • CGHS/ECHS Card
    • Recognized university/institution ID Card with photo
  2. Residential Address Proof
  3. Age Proof
  4. Detailed Project Report (Prepare using Model Schemes/Detailed Project Report).
  5. Trade Registration Certificate or Trade License
  6. UDYAM Registration Certificate
💡
Note on Upload Requirements:

  • PDFs: Maximum size 2 MB, A4 page size.
  • Photo: 51mm x 51mm, between 20 KB and 100 KB, resolution of at least 350 x 350 pixels.
  • Signature: 200 x 230 pixels, between 20 KB and 50 KB.

Make sure your mobile number is active to receive SMS notifications.

How to Apply: Step-by-Step

The application process for the Bhabishyat Credit Card Scheme is simple and divided into three main parts:

Step 1

Create an Account: Register yourself on the official WBBCCS portal to get started.

Step 2

Fill in KYC and Details: Provide your personal, project, and bank details in the application form.

Step 3

Upload Documents: Submit all the required documents to complete your application.

Before you start, make sure you have all the necessary documents ready in digital format (on your phone or computer). These include:

Step 1: Create Your Account

To apply for the Bhabishyat Credit Card Scheme, first create an account on the official website WBBCCS.

1. Go to the official website and click on Apply Online.

2. A pop-up will appear. You can register in two ways:

  • Sign in with Google: Use your existing Gmail account.
  • Register Manually: Click Not Registered? Click Here to Register and fill out the form.

3. Enter Your Details ↓

  • Select Yes or No if your qualification type (e.g., ITI, Polytechnics, Vocational Courses, PBSSD, or TETSD).
  • Enter your Email, Mobile Number, Tick the consent box, and tap Register.
  • After registering, your Username will be displayed. You will need to set a Password for login. Once done, a Login option will appear.

You can now tap on Login, enter the same Username and Password, and you will be logged in.

💡
Tips

  • If you don’t have a Gmail account, you can create one here.
  • Providing an email ID is optional but recommended to receive updates and documents like sanction letters.

Step 3: Fill in KYC and Project Details

  1. Enter your personal details (name, father’s name, DOB, gender, address, and education).
  2. Select your project type (e.g., barber shop, electronics shop, etc.) and specify the required fund amount.
  3. Enter your bank details, including IFSC code (ensure accuracy cause after entering the IFSC code, the system will automatically detect your branch details).
  4. Upload your photo and signature as per the specifications.
  5. Click Proceed to Step 2.
💪
Note: Double-check your bank details carefully, as the funds will be sent to this account.

Step 3: Submit the Application

  1. After proceeding, you will see all the details you entered. Check carefully to ensure everything is correct. If you find any mistakes, you can go back and rectify the details.
  2. Once you’ve confirmed the information is accurate, press Apply Now to complete the application.
  3. Finally, download the acknowledgment receipt for future reference.

FAQs

What if I can’t register or log in?

Check if your internet connection is working and make sure you are entering the right username and password. If you still have trouble, try resetting your password or contact support.

What should I do if the system doesn’t accept my email or mobile number?

Make sure you’ve entered the correct information. If the problem continues, check that your mobile number is active and linked to your email account.

What if I get an error when entering my KYC details?

Check that all your details are correct. If the error continues, check the documents you are uploading to make sure they follow the size and format rules.

Can I submit my application if I miss a document?

No, you must upload all the required documents before submitting your application. Double-check that you have everything in the right format and size.

How do I know if my application was submitted correctly?

After submitting, you’ll get an acknowledgment receipt. Make sure you download and save it.

What if I make a mistake in my application?

If you realize you made a mistake, you can contact customer support or fix the information when you reapply.

Can I apply if my documents are in the wrong format?

No, your documents need to meet the size, format, and resolution requirements. Make sure they follow the rules before uploading.

For any issues, you can contact:

  • 📧 Email: helpdesknic.bccs@gmail.com
  • 📞 Helpline: 033-2262-2004 (Monday to Friday, 10 AM to 5 PM, except holidays).
💡
Disclaimer: epfoservices.org is a private, non-governmental website providing educational content on government schemes. While we strive to present accurate information, please note that the details may change over time. For official, up-to-date information, kindly visit the respective government websites. We are not affiliated with any government body, and the content shared here is for informational purposes only.

Categorized in:

Bhabishyat Credit Card Scheme, Financial Assistance,

Tagged in:

, ,