Advance SIP Calculator

Simplify Your Investment Planning with Our Free SIP & Lumpsum Calculator

Investment Calculator

₹5000
10 years
12%
Total Investment
₹0
Expected Returns
₹0
Total Value
₹0
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Disclaimer: The above calculator is for illustrative purposes and not actual. The calculator does not take into consideration the applicable scheme expenses.

Investing wisely is the cornerstone of financial stability, and having the right tools makes the journey simpler. The SIP & Lumpsum Calculator on Scheme Saathi (epfoservices.org) is designed to empower investors by offering an easy, efficient way to calculate and visualize their financial goal

Advanced SIP Calculator - Free online tool for systematic investment planning, calculating returns, and achieving financial goals.

Benefits of the Calculator:

  1. Dual Modes: Whether you’re planning regular SIP contributions or a one-time lumpsum investment, this calculator provides accurate results for both options.
  2. Interactive Inputs: Adjust amounts, periods, and return rates dynamically using sliders or manual input fields.
  3. Comprehensive Insights: Get a detailed breakdown of your total investment, returns, and future value.
  4. Visual Clarity: See your investment and returns displayed graphically for better understanding.
  5. Accessibility: The tool is free, web-based, and works seamlessly on all devices.

How It Works:

1. SIP Calculation:

  • Formula Used: SIP Calculator Formula
    where FV = Future Value, P = Monthly Investment, r = Monthly Return Rate, n = Total Months.
  • It calculates the total investment, expected returns, and future value based on user inputs like monthly investment, investment duration, and expected return rate.

2. Lumpsum Calculation:

  • Formula Used: FV = P × (1+r) n
    where FV = Future Value, P = Principal Amount, r = Annual Return Rate, n = Number of Years.
  • It computes the future value of a one-time investment, along with total returns over the chosen period.

Why Use This Tool?

  • Accurate Results: Calculates returns and investment value using precise formulas.
  • User-Friendly Interface: Easy to use with sliders and input fields.
  • Visualization: Displays results with a clear graphical representation.
  • Free to Use: No costs involved.
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Need More Features? If you’d like to see additional features, such as inflation adjustment, multiple investment options, or bank-specific rates, feel free to Contact Us.

Popular Banks Covered:

This calculator is suitable for investments in popular Indian banks like:

  • Government Banks: SBI, PNB, Canara Bank, Bank of Baroda, Indian Bank, etc.
  • Private Banks: HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, Yes Bank, etc.

FAQs

How accurate are the calculations?

The tool uses industry-standard formulas and provides precise results based on your inputs. However, real-world returns may vary based on market performance.

Can I calculate for different durations or rates?

Yes, the tool allows you to change investment periods and return rates to compare different scenarios.

What if I want to check more banks or features?

Contact us at https://epfoservices.org/contact-us/ to request additional features.

Is this tool free?

Yes, it’s entirely free to use.

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